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To help small businesses and other entities, the Federal Trade Commission employees will heighten its efforts to educate them about compliance with the “Red Flags” Rule and ease compliance by supporting additional resources and guidance to clarify whether businesses are covered by the Rule and what they must do to comply. To give creditors and financial institutions extra time to review this guidance and develop and implement written Identity Theft Prevention Programs, the FTC will further delay enforcement of the Rule until November 1, 2009.

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Filed under: Business by Jonathan Summers
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In order to battle the matters associated with harassing debt collectors and debt collection companies, the Fair Debt Collection Practices Act (also known as the FDCPA) was formed. The laws and regulations authorized by the Fair Debt Collection Practices Act not only safeguard consumers, but they also help debt collection agencies as well by encouraging them to perform in a serious and professional manner when engaging in speech with supposed debtors.

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Filed under: Business by Jonathan Summers
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If you owe debt to a creditor bill collectors have the ability to file lawsuits against you, report your debt to credit bureaus, and should be taken very seriously. The best way to protect yourself and your financial situation is a methodical approach. First, know why you are being contacted. Know where the debt is from and exactly how much it costs.

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Filed under: Industrial Mechanical by Mallory Megan
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