Almost everyone who has been in debt has received the dreaded telephone call from a collections company. But oftentimes one phone call turns into twenty, and even worse, an agent may be aggressive and threatening on the phone.
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At a press conference Tuesday in Buffalo, N.Y., New York Attorney General Andrew Cuomo broadcasted that his office has closed down a debt collection operation in Western New York that included at least 9 collection agencies owned by Tobias Boyland.
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In order to battle the matters associated with harassing debt collectors and debt collection companies, the Fair Debt Collection Practices Act (also known as the FDCPA) was formed. The laws and regulations authorized by the Fair Debt Collection Practices Act not only safeguard consumers, but they also help debt collection agencies as well by encouraging them to perform in a serious and professional manner when engaging in speech with supposed debtors.
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